Coast Cities Insurance Solutions BBB Business Review

   American Rescue Plan

              WHAT DOES IT MEAN FOR YOU? 

The Biden Administration has recently passed the American Rescue Plan which will give additional subsidies to those already receiving subsidies on Covered California plans. It will also now provide financial assistance to anyone who is over 400% of the FPL guidelines and was not eligible due to higher income. This new change will affect the following people beginning May 1, 2021:

  • The American Rescue Plan is a temporary program that will currently end on 12/31/2022 as of today.


  • Those under 65 and enrolled on an individual plan OFF EXCHANGE. You will now be eligible for APTC despite your total income and are guaranteed not to pay more than 8.5% of your income on premiums. However, if you would like to receive this NEW financial assistance, please call our office and we will assist you in transitioning to a Covered California plan.


Lastly, with hundreds of Covered California clients, it's impossible for us know exactly how each account will be redetermined ahead of time. We will try to reach out to those who are at highest risk of losing their plan. However, should you receive a notice from Covered California that you have been deemed eligible for MediCal please call our office and we will provide you with your local social services number. Due to all of the changes and anticipated influx of new business and general servicing issues that this will cause, it will be your responsibility to contact social services and provide the necessary documentation to be released from MediCal and go back to your plan should this happen.