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At the Dentist
Cavity Check

Dental & Vision Insurance

SOMETHING TO CONSIDER WHEN SHOPPING FOR DENTAL & VISION COVERAGE​

* Confirm your dental and vision providers are contracted as IN Network providers to keep your costs down

*  If the provider is out of network and agrees to bill your plan, you will pay more for their services

* If you choose an HMO, you may only get benefits from providers in the plans network. If you go out, it will not be covered. 

* Plans vary by premium, coverage limits, waiting periods and services covered. Make sure to compare the details. 

* If you have questions or need help choosing a plan, feel free to call our office and speak with an agent. 

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Delta Dental PPO & HMO

 Delta Dental offers two PPO plans as well as a low cost HMO plan. Be sure to confirm that your dentist is IN the plans network. The PPO plans do have out of network benefits but you will pay more out of pocket.  If you choose an HMO, you can ONLY see dentists in the plans network and must get referrals. 

**The Spirit Dental through Ameritas plans above have no waiting periods, offer some high annual benefits, have descent out of network reimbursement and reasonable premiums. However, If you did not find a dental plan that you like, we do offer additional standalone dental PPO options  with Humana PPO, Blueshield PPO, Anthem PPO, Physicians Mutual PPO & Cigna PPO.  Please contact our office for more information at 805-888-1544. **Also, some Medicare Plans include Dental & Vision benefits so be sure to confirm if you are already covered. If you are not sure, please reach out to us. 

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Mutual Of Omaha Dental PPO 

Mutual of Omaha Dental PPO plans offer two traditional plans as well as a discount savings plan.  They offer a national network and also include out of network benefits. 

**The Spirit Dental through Ameritas plans above have no waiting periods, offer some high annual benefits, have descent out of network reimbursement and reasonable premiums. However, If you did not find a dental plan that you like, we do offer additional standalone dental PPO options  with Humana PPO, Blueshield PPO, Anthem PPO, Physicians Mutual PPO & Cigna PPO.  Please contact our office for more information at 805-888-1544. **Also, some Medicare Plans include Dental & Vision benefits so be sure to confirm if you are already covered. If you are not sure, please reach out to us. 

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Humana Dental PPO & Vision Plans

Humana Dental PPO plans offer a range of plans including preventative care only to comprehensive coverage. The Humana Extend plans offer dental, vision and hearing packages with a higher allowance that most dental plans on the market. 

**The Spirit Dental through Ameritas plans above have no waiting periods, offer some high annual benefits, have descent out of network reimbursement and reasonable premiums. However, If you did not find a dental plan that you like, we do offer additional standalone dental PPO options  with Humana PPO, Blueshield PPO, Anthem PPO, Physicians Mutual PPO & Cigna PPO.  Please contact our office for more information at 805-888-1544. **Also, some Medicare Plans include Dental & Vision benefits so be sure to confirm if you are already covered. If you are not sure, please reach out to us. 

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BlueShield Dental PPO, HMO and Vision Plans

BlueShield Dental PPO plans offer a range of plans including preventative care only to comprehensive coverage. They offer a strong statewide network and also include out of network benefits. The HMO plans are more restrictive as you can only see dentists in the plans network and must get referrals, but do offer lower premiums.  

Blueshield Vision plans are affordable, offer robust coverage and large networks.

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 Dental PPO Plans & Vision and Hearing Allowances

For Rates or to Apply, Please Contact Us
805-888-1544

**The Spirit Dental through Ameritas plans above have no waiting periods, offer some high annual benefits, have descent out of network reimbursement and reasonable premiums. However, If you did not find a dental plan that you like, we do offer additional standalone dental PPO options  with Humana PPO, Blueshield PPO, Anthem PPO, Physicians Mutual PPO & Cigna PPO.  Please contact our office for more information at 805-888-1544. **Also, some Medicare Plans include Dental & Vision benefits so be sure to confirm if you are already covered. If you are not sure, please reach out to us. 

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Discount Dental Plan 

We also offer a low cost dental discount plan that provides immediate savings on hundreds of procedures within their network. When you join as a member for about $100 a year you have access to their network of dentists that will give you access to discounted rates on all your services. 

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Spirit Dental by Ameritas  

Spirit Dental PPO plans by Ameritas offer a wide range of dental plans that have no waiting periods, high annual maximums and a range of affordable premiums. They utilize the Ameritas dental nationwide network. Some dental plans even include hearing aid benefits. 

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 VSP & EyeMed Vision Plans

We offer two VSP and two EyeMed plans through our partner, Spirit Dental. They offer affordable premiums, good benefits and large national networks. 

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Need Robust Coverage For Your Progressives?  
 

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